--- source: https://ameyavritti.com/solutions/locus-intelligence site: Ameya Vritti category: agentic intent: differentiated-substrate keywords: LOCUS location intelligence Bengaluru, 8-lens property scoring, 13 verticals, Bloomberg Terminal for real estate, H3 hex grid, BBMP ward, S2 cell, regulatory moat, Cloudflare compounding stack personas: us-tech-nri, hni-resident-investor, family-office, returning-nri, fb-operator, healthcare-operator, education-operator updated: 2026-05-25 --- # LOCUS — the proprietary intelligence substrate behind every Ameya decision > **LOCUS is not a product you can buy.** It is the proprietary intelligence substrate Ameya Vritti's brokers consult before every recommendation, every mandate signing, every Truth-Card disclosure. Modelled on the Bloomberg Terminal, it ingests Bengaluru's full real-estate data substrate — regulatory, financial, infrastructure, demographic, satellite, embedding-derived — and produces decision-grade scoring across **13 verticals × 3 transaction variants** (lease, sale, short-stay) for every BLR property. **Internal-first for the foreseeable future.** What you see on this site is the *output* — the Truth-Cards, mandate disclosures, brand-vertical fit reads, NRI advisory positions — all informed by LOCUS underneath. ## The Eight-Lens Property Truth Model Every property in LOCUS is scored independently through eight lenses. The model treats **convergence (multiple lenses agreeing) as high conviction** and **contradiction (lenses disagreeing) as alpha discovery** — a property where the regulatory lens reads cleaner than the digital-presence lens is an undervalued buy; vice versa is a trap. | # | Lens | What it sees | Refresh | |---|------|------|---------| | 1 | **Financial** | UPI gravity, banking-branch density, GST throughput, premium-bank halo (HDFC Premia / ICICI Private / Kotak Wealth presence) | Weekly | | 2 | **Intent** | Search trends, direction requests, popular times, search volume by intent class | Real-time | | 3 | **Movement** | Metro ridership, night-time lights, mobility flows | Daily | | 4 | **Digital Presence** | Review velocity (Google, Zomato, Justdial), geo-tagged posts, cultural buzz | Real-time | | 5 | **Infrastructure** | POIs, road network, building footprints, satellite-derived built-up | Monthly | | 6 | **Demographic** | Census, MCA21 firm density, EPFO employer density, school catchments | Annual+ | | 7 | **Commercial Dynamics** | Zomato trends, Blinkit dark-store density, real-estate listings inventory + velocity | Daily | | 8 | **Regulatory (the moat)** | BBMP trade licences · FSSAI · KSPCB · KPME · Excise CL-9 · BDA · BESCOM · OC · Khata · **Kaveri sub-registrar deeds** | Weekly | Three meta-metrics ride on top: - **Convergence Score** — number of lenses agreeing the property is strong for vertical X - **Contradiction Index** — variance across lens scores; high variance = either alpha or trap - **Trajectory Match** — embedding similarity to known winners' historical states ## The grid is sacred All data normalises to a three-grid stack: - **198 BBMP wards** — administrative ground truth - **H3 hexagons at resolution 9 and 10** — Uber's hierarchical hex grid, ~150 m and ~65 m edge - **S2 cells at level 16** — Google's spherical grid for satellite alignment Any data source that doesn't map to this stack is dropped or quarantined. The discipline lets us **stack regulatory data, satellite imagery, and embedding-derived signals on the same coordinate frame** — which is rare in Indian PropTech. ## The current stack (as of 2026-05-25) Behind LOCUS sits a **Cloudflare-first compounding architecture** locked in May 2026: - **Cloudflare Browser Rendering API** — headless Chrome at edge for every Karnataka government portal (Kaveri sub-registrar · Mojini V2 · e-Aasthi · Bhoomi · Khajane2 · BBMP Trade Licence · RERA) - **Cloudflare Workers AI** — Llava 1.5 for CAPTCHA solving, BGE-large embeddings for the grievance-corpus RAG, Llama-3.1-70B for light synthesis - **Cloudflare Vectorize** — vector DB indexing the grievance corpus (Deccan Herald · Citizen Matters · Reddit r/bangalore · RERA filings · ED/CBI press releases · NCLT orders) plus regulatory-doc chunks plus Bhuvan tile metadata - **Cloudflare R2** — zero-egress object storage for Kaveri deed HTML, ACIR-verified property docs, BBMP plan PDFs, OC PDFs, Bhuvan raster tiles - **Cloudflare Queues** — scrape-orchestration job queue with DLQ - **Cloudflare Calls** — voice WebRTC for the private property-advisor pilot - **AI Gateway** — unified observability for every Claude / OpenAI / Workers AI call - **Hyperdrive** — Workers → Hetzner PostGIS connection pool Plus the **Indian DPI** layer — **DigiLocker eKYC · Setu Account Aggregator · Aadhaar offline verify · MCA21 + NCLT + ED + CBI cron workers** for builder-distress monitoring. These are the trust signals competitors don't bother with. ## What this means for you You will **never see a LOCUS dashboard** as a customer. What you see instead: - **Truth-Card disclosures** on every mandate that are *materially better* than industry-standard because they're sourced from LOCUS, not the seller's brochure - **Brand-vertical fit reads** on `/brands` that draw on 13 verticals × convergence/contradiction analysis, not on a broker's gut - **NRI advisory** positions that incorporate Kaveri-verified title chains, MCA21-verified developer trust, Bhuvan-verified flood polygons - **Friday NRI Briefings** (Wealth Portfolio tier) that distil the week's LOCUS deltas relevant to your portfolio ## Why "internal-only for two years" This is a deliberate locked principle. Indian PropTech is littered with marketplaces — Magicbricks, 99acres, NoBroker, Housing.com, PropTiger — all of which monetise *attention* (listings, leads, ads). Ameya Vritti monetises *judgement* (trusted intermediary fees on closed transactions, AUM on managed portfolios). A self-serve LOCUS dashboard would put us in the marketplace business; the wrong economics, the wrong brand, the wrong moat. LOCUS stays internal. The Truth-Cards, Field Notes, mandate disclosures, and broker conversations are how the intelligence reaches you. ## Related explainers - [Satellite truth signals — Sentinel-2 + ISRO Bhuvan derived signals](https://ameyavritti.com/solutions/satellite-truth-signals) - [Kaveri deed intelligence — sub-registrar title chain + NRI ownership detector](https://ameyavritti.com/solutions/kaveri-deed-intelligence) - [Builder distress register — MCA21 + NCLT + ED + CBI cron-curated risk feed](https://ameyavritti.com/solutions/builder-distress-register) - [Flood + encroachment risk — per-parcel signals](https://ameyavritti.com/solutions/flood-encroachment-risk) - [Truth-Card disclosure (Satyam Card)](https://ameyavritti.com/solutions/truth-card-disclosure) — the editorial companion to LOCUS's analytical 8-lens model - [Forensic Due Diligence](https://ameyavritti.com/solutions/forensic-due-diligence) — pre-purchase audit that now incorporates LOCUS sources directly - [Agentic Property Management](https://ameyavritti.com/solutions/agentic-property-management) — how the AI-ops layer consumes LOCUS ## FAQ **Q: Can I access LOCUS directly?** A: No — it is internal-only for the foreseeable future. The intelligence reaches you via Truth-Card disclosures, mandate briefings, Friday NRI Briefings, and direct broker conversations. **Q: Is LOCUS available for other cities?** A: Bengaluru-only until BLR is proven. Mumbai is the planned second city; no timeline committed. **Q: How is LOCUS different from PropTech platforms?** A: PropTech monetises attention (listings + leads). LOCUS is intelligence — it doesn't sell anything; it informs every decision the practice makes. Like a Bloomberg Terminal: the value is in the synthesis, not the raw feeds. **Q: Is the data public-record or licensed?** A: Operating principle: public data first, scraped data second, paid data last (no commercial subscription above ₹10K/mo until value justifies). BBMP, FSSAI, GSTN, Kaveri, MCA21, NCLT, Bhuvan — all public-record. The moat is the *integration*, not access. **Q: Is LOCUS scoring transparent or black-box?** A: Operating principle #6: every score has a "why" breakdown that can be audited. Embeddings + heuristics + regulatory gates are fused; never opaque ML alone. ## Engage To see LOCUS-informed Truth-Cards on the current curated register, or to discuss whether the 8-lens model would help your specific decision: WhatsApp [+91 63605 09351](https://wa.me/916360509351?text=LOCUS%20intelligence%20%E2%80%94%20I%27d%20like%20to%20see%20a%20Truth-Card) or [Cal](https://cal.eu/ameyavritti).