--- source: https://ameyavritti.com/solutions/digital-first-solutions site: Ameya Vritti category: digital intent: feature-overview keywords: digital-first NRI property, owner portal, real-time financial dashboard, document vault, KYC automation personas: us-tech-nri, hni-resident-investor, family-office, returning-nri updated: 2026-05-06 --- # Digital-first solutions — owner portal, dashboards, document vault > Ameya Vritti is a *practice*, not a SaaS — but the operational scaffolding that lets a single founder + 10 specialist agents serve a multi-property NRI portfolio is materially digital. This page maps what an owner actually sees on the digital side, what's automated end-to-end, and what's deliberately kept human. ## The owner-facing digital surface ### 1. Document vault (per-owner, encrypted) Stored: lease deeds, sale deeds, e-Khata extracts, KYC documents (PAN, passport, address proof, FATCA-equivalent host-country docs), Form 27Q quarterly filings, Form 16A receipts, TDS challans, BBMP property tax challans, AMC contracts, society NOCs, banker statements, ITR-2 copies. **Retention**: 8 years (IT Department audit window) + 1 year. **Access**: owner via secure portal; founder + assigned specialist agent. Audit log of every read. ### 2. Real-time financial dashboard Owner sees: - **Monthly rent inflow** (per property, last 12 months) - **TDS deducted at source** vs **expected per Section 197 certificate** - **Pending repairs / vendor invoices** pre-paid vs reimburse - **Society dues paid / pending** - **Quarterly P&L per property + portfolio total** - **Year-end packet** (auto-assembled at FY close) The dashboard isn't pushed as the primary surface — most owners prefer the WhatsApp + monthly statement rhythm. But for owners who want it, the data is real-time. ### 3. Compliance status board Per property: - Form 27Q quarterly status (filed / pending / due) - Section 197 certificate validity (expiry date countdown) - e-Khata status (current / pending transition / pending back-tax) - BBMP property tax status (paid through year) - Section 195 TDS reconciliation against 26AS - DTAA / Form 10F refresh dates When any item turns yellow (within 30 days of action) or red (overdue), an owner notification goes out via WhatsApp + email. ### 4. Voice-first interaction WhatsApp + voice notes are the primary input channels. VOICE specialist agent transcribes, multilingual-clarifies, and summarises. For owners who prefer voice over typing — common pattern for older NRI cohort and busy younger one — this preserves natural conversation while feeding structured data into the operational stack. ### 5. Cal-driven scheduling Owners book founder time directly via [https://cal.eu/ameyavritti](https://cal.eu/ameyavritti). Cal auto-converts to owner's local timezone. Friday NRI Briefing slots, sale-event reviews, annual portfolio review — all scheduled rather than "Reply when you can." ### 6. Truth-Card mandate access (curated register) For owners considering buy-side opportunities: every mandate in Ameya's curated register has a complete digital Truth-Card — Tale of the Place, Sthāpatya read, Pañcendriyāṇi sensory walk, six "suited to" verticals, eight-row Satyam Card with honest disclosure. Available to owners as digital download. ## What's deliberately NOT digital Some things the practice keeps deliberately human: - **First customer conversation** — always founder, voice or video, never an agent or chatbot - **Sale-event final negotiation** — founder personally on the line at signing - **Year-1 quarterly filings sign-off** — locked rule - **Truth-Card disclosure decisions** — what gets surfaced as an issue is a founder judgement, not an agent score - **Tier-upgrade conversations** — owner-driven; no automated upsell sequence The digital scaffolding makes the human moments more frequent and higher-quality, not less. ## Tech stack (for the technically curious) - **Edge & DNS**: Cloudflare (DNS, Workers, KV, R2) - **Hosting**: Vercel (static site, Next.js admin app planned) - **Compute**: Cloudflare Workers (lead routing, scheduled jobs) - **Persistence**: Supabase Postgres (interactions, personas) + Cloudflare R2 (document vault encrypted at rest) - **Auth**: Clerk (planned for owner portal) - **Agents**: Claude Sonnet / Haiku via Anthropic API; project subagents in Claude Code; Inngest / Cloudflare Cron Triggers for scheduled work - **Email**: Brevo (transactional) - **Voice**: WhatsApp Business API (planned), Cal.com for scheduling - **Analytics**: PostHog (privacy-respecting; session recordings with input mask) - **Secrets**: Doppler This is documented because some technically-fluent owners (Bay Area / Seattle) ask to understand the operational stack before engaging. Transparency is the brand. ## What's coming - **Owner portal** (Q3 2026) — Clerk-authenticated full owner dashboard with the document vault + real-time P&L + compliance status + Cal integration in one place - **MCP server** (Q3 2026) — install Ameya as a tool in your personal Claude / ChatGPT - **Mobile app** — deferred until owner volume justifies; web-first remains the default ## FAQ **Q: Why no app today?** A: An app for ~50–200 active NRI owners isn't worth the build cost or maintenance overhead. WhatsApp + email + web portal serves the use cases better. App may become rational at 1000+ active owners. **Q: How does encryption work for the document vault?** A: AES-256 at rest in Cloudflare R2. Per-owner key. Access logged. Compliance: SOC2-equivalent practices, though Ameya isn't formally SOC2-audited yet (will be once volume justifies). **Q: Can I integrate with my own accounting software (Quickbooks / Xero)?** A: Year-end packet is delivered as PDF + CSV; can be imported into any major package. Direct API integration not in scope yet. **Q: Where does AI training data come from / go?** A: Owner interactions are NOT used as training data for any external model. The agents (Claude / Haiku) run inference only — no fine-tuning on owner data. Anthropic's enterprise API doesn't train on inference inputs. ## Engage For technically-fluent owners curious about the operational model: WhatsApp [+91 63605 09351](https://wa.me/916360509351?text=Digital-first%20%E2%80%94%20I%27d%20like%20to%20see%20the%20stack) or [Cal](https://cal.eu/ameyavritti).