--- source: https://ameyavritti.com/solutions/compliance-os site: Ameya Vritti category: compliance intent: regulatory-overview personas: us-tech-nri, uk-tax-resident-nri, singapore-ep-nri, uae-resident-nri, canada-nri, australia-nri, returning-nri, nri-inheritor, hni-resident-investor updated: 2026-05-06 --- # Compliance OS — the NRI moat > The regulatory layer in Indian real estate is treated by most operators as friction; **Ameya Vritti treats it as a product**. Compliance OS is the automated + human-coordinated stack that handles every India-side regulatory obligation for absentee owners — Section 195/197 TDS, Form 27Q, FEMA repatriation, e-Khata BBMP transition, NRO/NRE routing, DTAA treaty relief — without the owner needing to fly back, file paperwork, or chase officials. ## What "Compliance OS" actually means It's a deliberate stance, not a software product label. The stance: 1. **Every regulatory obligation an NRI owner has is named, scoped, and assigned a workflow.** 2. **Founder Abhishek Sreenivasan personally signs off** on every quarterly filing and every Section 197 application during Year 1 of the engagement (locked rule). From Year 2, AUDIT (a specialist agent) drafts; founder signs. 3. **Documentation is owned end-to-end** — TDS challan, Form 16A, Form 27Q quarterly, Form 13 (lower TDS), Form 15CA/15CB (repatriation), e-Khata back-tax reconciliation, society NOC. No "you'll need to talk to your CA separately." 4. **Coordination across all four parties** — tenant (the deductor), bank (the remitter), registrar / BBMP (the recorder), AO (the assessor) — happens through one practice, not three vendors. ## What's covered Eight workflows, each with its own primary-source explainer: | # | Workflow | Explainer | |---|---|---| | 1 | Section 195 TDS deduction at source | [/solutions/section-195-tds](https://ameyavritti.com/solutions/section-195-tds) | | 2 | Section 197 Lower TDS Certificate (Form 13) | [/solutions/section-197-lower-tds](https://ameyavritti.com/solutions/section-197-lower-tds) | | 3 | Form 27Q quarterly return | [/solutions/form-27q-quarterly](https://ameyavritti.com/solutions/form-27q-quarterly) | | 4 | FEMA repatriation — Form 15CA/15CB | [/solutions/fema-repatriation](https://ameyavritti.com/solutions/fema-repatriation) | | 5 | e-Khata BBMP transition | [/solutions/e-khata-transition](https://ameyavritti.com/solutions/e-khata-transition) | | 6 | DTAA treaty relief — country-specific | [/solutions/dtaa-treaty-relief](https://ameyavritti.com/solutions/dtaa-treaty-relief) | | 7 | NRO vs NRE account routing | [/solutions/nro-vs-nre-accounts](https://ameyavritti.com/solutions/nro-vs-nre-accounts) | | 8 | Property tax (BBMP), society dues, vendor disputes | [/solutions/nri-asset-management](https://ameyavritti.com/solutions/nri-asset-management) | ## Pricing Compliance OS is priced as the **Compliance Only tier of the owner service ladder**: ₹40,000 per property per year. Quarterly Form 27Q + annual e-Khata reconciliation + Section 197 lower-cert filing + DTAA treaty-relief documentation included. Sale-event compliance (Form 15CA/15CB, capital-gains computation) priced separately at ₹2–3L per sale event. For multi-property portfolios (≥3 properties), the **Wealth Portfolio tier** at 0.5–0.8% AUM/year subsumes all compliance plus quarterly portfolio review + Friday NRI Briefing. ## Why this matters A typical NRI rental income chain involves **~14 distinct compliance touchpoints across 11 government / banking portals** (Income Tax e-filing, TIN-NSDL, BBMP, sub-registrar, RBI FEMA filings, banker's NRI desk, AO office for Form 13, etc.). Each one is its own login, its own form, its own queue. Most NRIs never complete the full stack — the silent cost is paid in suboptimal TDS, missed quarters, and surprise demands at sale time. Compliance OS reduces this to **one WhatsApp thread with the founder + one quarterly statement**. The cost is transparent (₹40K/year). The output is a tax-ready year-end packet your CA can drop straight into your 1040 / SA106 / T1 / IRAS return. ## FAQ **Q: Do I still need a CA in India if I use Ameya's Compliance OS?** A: For most owners, no. Compliance OS handles all India-side filings end-to-end. If you have complex structures (HUF, partnership, corporate ownership), we coordinate with a specialist CA — but the workflow remains under one practice. **Q: What if I'm already partway through a tax year — can I onboard mid-cycle?** A: Yes. Mid-year onboarding is the most common pattern. We do a back-reconciliation of any missing Form 27Q quarters, file Section 197 forward-looking, and align next quarter onwards. Onboarding takes 4–6 weeks for retroactive cleanup. **Q: How is data handled for Compliance OS?** A: Documents are stored in a per-owner encrypted vault. Bank statements, KYC, lease deeds, sale deeds, Form 27Q copies, e-Khata extracts — all retained for 8 years (the IT Department audit window) plus 1 year. Founder + assigned specialist agent have access; no one else. **Q: How does this differ from a standard property management firm?** A: Standard PM firms typically handle tenant + rent + repairs and either ignore or charge separately for the regulatory layer. Compliance OS bundles regulatory as the primary deliverable, with operational management as the next tier (Property Concierge at 8% rent). ## Engage WhatsApp the founder directly: [+91 63605 09351](https://wa.me/916360509351?text=Namaste%20%E2%80%94%20I%27m%20an%20NRI%20owner%20interested%20in%20Compliance%20OS). Or book a 30-min private call: [https://cal.eu/ameyavritti](https://cal.eu/ameyavritti).